Across
AFFAIR
HOME-BREW
SEA LEVEL
NON-FAT
PRESENT-DAY
GRIM
WHISKERY
DITHER
PIFFLE
BLANDISH
COAT
RABBIT EARS
CLINIC
SNAKE OIL
OINTMENT
LUTIST
Down
FREER
ATLAS
REVENUE
HOLIDAY
MONEYED
BENIGHTED
EXAMINERS
HOI POLLOI
SAFETY NET
EARACHE
BABYSIT
ABIGAIL
EXERT
RUINS

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Warning: spoilers may appear in the comments below!
re 12A…. Since when does stubborn mean grim? Am I missing something here?!!
Yes, it’s pushing credibility a bit, isn’t it? But grim does have a secondary meaning of ‘unrelenting’ (as in ‘grim defence’) so it can be justified I think!